Get Help – Hope to Own

Dear Applicant,

Hope to Own of Miami County, Indiana, is a Christian Housing Ministry through private donations and volunteer labor.

Our purpose is to build homes for Families and sell it to them at no profit and no interest, for Families that otherwise could not afford to buy a home.

Qualification for our program include:

(1) You must live in Miami County, Indiana, for at least one year prior to applying.

(2) You must have a housing need, and have Children under the age of 18.

(3) Your income must fall within the following table:

E-Mail us for income requirements.
We are currently updating our table.

(4) If approved for a HtO Home, we ask that you attend programs we offer to learn about home repair, maintenance, and budgeting, when offered.

(5) If approved for a HtO Home, we require that all members of your household that are 18 years old (or older) be willing to work 200 hours of sweat-equity, prior to closing on your home.

(6) 3% of the total cost of the home will be required as down payment.

Applicant

Type of Help Needed *HtO HomeHtO Repairs

Applicant First Name *

Applicant Last Name *

Applicant Social Security Number *

Co-Applicant

Co-Applicant First Name

Co-Applicant Last Name

Co-Applicant Social Security Number

Contact Info

Phone Number *

Email Address *

Street Address *

Apartment, suite, etc

City *

State/Province *

ZIP / Postal Code

Current Housing *OwnRent

Years at current address

Dependents

Dependent 1 Name *

Dependent 1 Age *

Dependent 2 Name

Dependent 2 Age

Dependent 3 Name

Dependent 3 Age

Dependent 4 Name

Dependent 4 Age

Dependent 5 Name

Dependent 5 Age

Dependent 6 Name

Dependent 6 Age

Current Housing Conditions

Number of bedrooms *012345

Monthly Payment/Rent *

Describe current living conditions *

Employment Information

Employer Name

Street Address

Apartment, suite, etc

City

State/Province

ZIP / Postal Code

Phone

Years Employed

Monthly Gross Income

Other Household Income

Monthly Amount

Income Source

Monthly Amount

Income Source

Monthly Amount

Income Source

Monthly Amount

Income Source

Monthly Amount

Income Source

Monthly Amount

Income Source

What is the source of the Down Payment and Closing Costs?

Assets

Name and Location of Asset

Account Number

Balance

Name and Location of Asset

Account Number

Balance

Name and Location of Asset

Account Number

Balance

Name and Location of Asset

Account Number

Balance

Debt
(To whom do you (or co-applicant) owe money to?)

Debt Description

Monthly Payment

Balance Remaining

Debt Description

Monthly Payment

Balance Remaining

Debt Description

Monthly Payment

Balance Remaining

Debt Description

Monthly Payment

Balance Remaining

Debt Description

Monthly Payment

Balance Remaining

Monthly Expenses (Utilities, Insurance, Phone, Food, etc)

Expense Description

Monthly Amount

Expense Description

Monthly Amount

Expense Description

Monthly Amount

Expense Description

Monthly Amount

Expense Description

Monthly Amount

Expense Description

Monthly Amount

Expense Description

Monthly Amount

Declarations

a. Do you (or co-applicant) have any outstanding judgements against you? *YesNo

b. Have you (or co-applicant) declared bankrupt in the last 7 years? *YesNo

c. Have you (or co-applicant) had any property foreclosed on in the past 7 years? *YesNo

d. Have you (or co-applicant) currently involved in any lawsuits? *YesNo

e. Are you (or co-applicant) currently paying Child Support or Alimony? *YesNo

f. Are you (and co-applicant) a U.S. Citizen? *YesNo

If you answered "Yes" to any question a through e, or "No" to question f, please provide an explanation below.

Authorization and Release

I understand that by filing this application, I am authorizing Hope to Own to evaluate my actual need for the HtO Home Ownership Program (or Home Repair Program), my ability to repay the no-interest loan or other expenses involved, and my willingness to be a partner through sweat-equity.

I also understand that the evaluation may include a credit check, employment verification, a criminal background check, a sex-offender registry check, and personal visits.

I have answered all questions on this application Truthfully.
And I understand that if I have not answered these questions Truthfully, my application may be denied and I will be disqualified from the HtO Program.

This application will be retained by Hope to Own, even if it is not approved.

Type Full Name if you agree to the above declaration. *

Date *

(Co-Applicant) Type Full Name if you agree to the above declaration.

Date